Our Story
We got tired of watching finance teams drown in paperwork while perfectly good AI existed.
Deferred bookkeeping is broken
You spend money. Weeks later, someone reconciles the data. You're constantly flying blind. Finance teams deserve better than archaic ledgers and manual data entry. They deserve tools that work at the speed of their business.
Seconds, not days
Our goal was simple: the fastest possible path from receipt to Xero. Not "fast for enterprise software" fast. Actually fast. AI parses your documents instantly. Line items, tax codes, vendor details. Extracted, validated, and ready in seconds.
Data you can trust
Myrtal understands finance the way you do. Multi-entity workspaces. Foreign tax handling. Allocations across departments, projects, and trips. Fraud detection that spots changed bank details before you pay. Every transaction traced, nothing gets lost.
The full financial stack
We started with accounts payable because that's where the pain is sharpest. But we're building something bigger: a real-time collaborative workspace for finance teams. Employee expenses, subcontractor management, compliance reporting. The financial tool we've always wanted to use.
Founder
Chris Garrett
I've built systems for Universal Music, Spotify, Google, and Apple. Worked with companies from startups to blue chips. And everywhere I went, I found the same thing: finance teams drowning in manual processes, making decisions on stale data, fighting tools that don't fit how they actually work.
Running my own businesses made it personal. Myrtal is me applying everything I know about real-time, adaptive systems to the one domain that desperately needs it.