Stop chasing
receipts.
We tracked it.
Myrtal is the AI-native accounts payable platform for teams who have better things to do than chase paper. Expenses come in, get sorted, coded, and flow straight to Xero. Your team gets their time back.
Used by finance teams who value their sanity. Integrates with Xero and QuickBooks.
faster than manual processing. That's hours back every week.
average receipt to Xero. Some take seconds.
receipts captured, filed and accounted for.
Why we built this
We got tired of watching finance teams drown in paperwork in the era of AI .
We got tired of watching finance teams drown in paperwork in the era of AI .
Our goal was simple: make the fastest possible path from receipt to Xero. Not "fast for enterprise software" fast. Actually fast. Seconds, not days.
Along the way, we realized we could build something bigger. A platform that understands finance the way you do. Line items, tax jurisdictions, entity structures, approval flows. The whole thing.
That's what Myrtal is becoming.
Seconds, not hours. We measure everything.
Every transaction traced. Nothing gets lost.
The full finance stack. That's where we're headed.
The Platform
The stuff that used to take all day?
It just happens now.
Nice.
Expenses just arrive
Photo, email, browser extension, or web upload. Your team submits however they want. Our AI handles the rest.
Finally.
Subcontractors self-serve
Give them a portal. They submit invoices directly. No more email tennis or surprise invoices at month end.
Freedom.
Allocate everything
Departments, projects, trips, clients. Slice your spend data any way your business needs. No limits.
Open.
Plays nice with others
Xero and QuickBooks sync. Full REST API. MCP server for AI agents. Build the workflow you actually want.
Real-time.
Work together, live
Edit bills like Google Docs. Chat with your team. Ask the AI assistant. Everyone stays in sync.
Unified.
All your entities
Group companies, holding structures, multiple businesses. One workspace with consolidated visibility across them all.
Four apps, one platform
Everyone gets their own door in.
For finance teams
Myrtal
The command centre. Triage expenses with AI suggestions, approve with one click, chat with your team. Your co-pilot for AP.
Mobile app
Snapper
Snap a receipt. Done. AI crops, extracts, and submits. Your team can expense in seconds, not minutes.
For employees
Teams
A clean portal for your people. Submit expenses, track status, get reimbursed. No training needed.
For vendors
Subcontractors
Give subcontractors their own portal. They submit invoices directly. No more email tennis.
The AI bit
Not just OCR.
Actually understands accounting.
Line-item smarts
We assign accounts at the line level, not the invoice. One bill, multiple codes, zero manual work.
Foreign tax? Handled.
First platform to automatically separate foreign tax from domestic. Reclaim what you're owed.
Currency just works
Multi-currency expenses with historical rate lookups. Stop messing with spreadsheets.
Reverse charges sorted
Cross-border complexity? Myrtal detects and processes reverse charges automatically.
Gets smarter over time
Every correction teaches the system. Your Myrtal learns your business.
Built for your industry
Payments on account, retentions, construction billing. We understand the weird stuff.
Fraud protection
Someone's always trying something.
We're watching.
Spots duplicates
Same invoice twice? We catch it, even when the reference numbers are slightly different. Saves embarrassment.
Bank detail changes
Vendor suddenly has new bank details? We flag it immediately. BEC attacks stopped cold.
Tax detail monitoring
VAT number changed? Tax ID different? We notice. Protects you from fraudulent reclaims.
New vendor checks
First invoice from someone new? Extra approval steps kick in automatically. Trust is earned.
Registry verification
We check vendors against public registries. Make sure you're paying real companies.
Learns what's weird
Amount just under approval threshold? Unusual timing? We spot the patterns humans miss.
99.5% of invoice fraud attempts caught in pilot testing
Security
Finance data is sensitive.
We know.
Encrypted at rest
AES-256 encryption for all stored data. Industry standard, no shortcuts.
Your data stays yours
We never train our models on your data. Ever. Your financial info is completely isolated.
Rock-solid infrastructure
Built on best-in-class cloud infrastructure with automatic failover. We take uptime seriously.
You control access
Granular permissions, audit logs for everything. See exactly who did what, when.
GDPR compliant
Your data is never sold. Never shared. You own it. That's not negotiable.
Fraud detection baked in
Not an add-on. Duplicate detection, vendor verification, and pattern analysis are core features.
What's next
We're not done.
Not even close.
Team payment cards
Issue prepaid cards from the platform. Set spending limits. Expenses flow in automatically. No more chasing receipts at all.
Time tracking
- Timesheets
- Overtime requests
- Time off
Track time the same way you track expenses. Allocate labour costs to projects. One unified view.
Accounts receivable
- Invoicing
- Payment chasing
- Customer portal
Complete the picture. Send invoices, chase late payers, let customers self-serve. The full cycle.